mockturtle
Northwest
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Joined: 05/31/2005
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This is rather hypothetical, but we need to know this, just in case.
Some neighbors are selling their fifth wheel and we might consider buying it. Because we don't have (nor do we want right now) the big truck necessary to tow it, the seller is offering to tow it to our winter site in AZ for gas money (of course, we would pay him more than just expenses). Question is, assuming we have already made the transaction and hold the title, we would be insuring it, presumably. So, would our insurance cover his trip in our fiver, or would his own insurance cover it?! Thanks!
Husband: Derek
Dog: Bucky
RV: 2000 Aerolite 19RB TT
TV: 1996 Chevrolet Blazer 6 cyl. 4WD
This car used to be our toad, now is our TV!
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Darrell
Somewhere in the US
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Joined: 02/25/2001
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You'd better check with your insurance agent and then (or quietly ask the tower) if he has insurance. I believe that when you pay for a service he becomes a commercial enterprize.
Darrell
PEACEFUL PATTON
"In His Grip"
A true friend is someone who reaches for your hand,
and touches your heart.
"FULL-TIMING & LOVING IT"
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352
Oxfofd, Fl
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Joined: 04/20/2004
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make sure it is his.
1937(BAD BOY)pontiac,all steel,chevy 350,dyno=405hp,650 holley double pumper,ps,pb tilt wheel,heat & air,
700 r4 tranny,headers,3" exhaust with flowmasters.
just a good ole southern redneck country boy.our favorite place to go to swim with the manatees
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Texas Flash
Arlington, TX
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Joined: 01/22/2006
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The auto policy covers the trailer while it is under tow. If you've already completed the sales transaction, the seller no longer has an insurable interest. He would be covered for any liability due to his negligence if an accident occurs while towing, but the trailer itself would not be covered under the seller's auto policy.
My advice, buy a policy for the trailer before it is moved. Once set-up on the site, you need a policy to cover yourself anyway.
Mike and Marian
06 Wildcat 30LSWB
05 Dodge 2500 QuadCab CTD
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catadjuster
Amarillo, Tx
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Joined: 04/04/2005
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The trailer is covered for liability only while it is being towed. There is no collision coverage that transfers from the tow vehicle to the trailer. You have to have a policy on the 5er to have any collision or comprehensive coverage. If you hit something or someone the liability coverage on the tow vehicle will cover the damages to the other property but there will be no coverage to repair the trailer being towed.
04 Crossroads Silverado SF36MK, 5th Airborne pinbox
04 Dodge Quad Cab Long Bed 5.9 HO
Banks Monster Exhaust, Firestone Ride-Rite Air Springs
Fulltime
National Catastrophe Insurance Adjuster.
Home is anywhere at any time. Currently in Mobile, AL
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fordsooperdootydieselsmoker
OrangeCountyCalifornia
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Joined: 08/13/2004
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It actually happened on this forum a few years ago, when a man and his son bought their first fiver, a used one from a lady who had just lost her husband. Paid $15,000.00 cash for it, and the man had a "friend" tow it to his home for an agreed upon price of $250.00. Less than 1000 yards from his home, the RV wiped out one whole side on a tree. No insurance. $3500.00 damage. So sad!
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