Motorhome Magazine Open Roads Forum: Anyone had problems with State Farm Insurance Claims
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 > Anyone had problems with State Farm Insurance Claims

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dbates

Marion, Indiana

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Posted: 10/10/08 11:24am Link  |  Quote  |  Print  |  Notify Moderator

I've had State Farm for about 30 years on my cars & home. I & my kids have had several clams & found that they are tight with their claim settlements & our local agent doesn't seem to have much say in these matters (I guess that's why their premiums are generally lower in our area) but it hasn't been bad enough for me to change except for my MH.

I recently changed to Progressive and got better liability and collison coverage plus roadside assistance about equal to Good Sam's all for less than I was paying State Farm. State Farm covers RVs like they were autos and their roadside assistance is cheap because they don't cover what is needed for an RV.

Dave


Plus New Brunswick, Prince Edward Island & Nova Scotia


smkettner

Southern California

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Posted: 10/10/08 11:29am Link  |  Quote  |  Print  |  Notify Moderator

I got out of State Farm more than 20 years ago because of some nonsense dispute.
I recently had a State Farm insured person hit me and while it was determined to be not my fault they refused to pay unless by court order. I can not believe people still insure with them.

Tom N

Sarver, PA/Crystal River, FL

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Posted: 10/10/08 11:51am Link  |  Quote  |  Print  |  Notify Moderator

Snabag wrote:

I lost my motorhome in a fire and have been having problems coming to a fair value settlement with State Farm Insurance. Has anyone had problems with State Farm


Give us the make, year and model of your motorhome and give us what you value it as and what State Farm is offering.

-Tom


"The people that don't believe in evolution are the ones who need it most!"

Sarver, PA/Crystal River, FL/Indiana, PA
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pfunk

Shelby Township, MI

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Posted: 10/10/08 12:17pm Link  |  Quote  |  Print  |  Notify Moderator

Yes, on a corvette when I was younger.
It was for damage from someone backing into the nose and putting a stress mark on the fascia
They talked to my nieghbors about how the vehical was stored, they wanted to put sub par parts on it and so on,
After I made them use OEM parts and they had to repaint it because of paint choice forced down the neck of my shop
in the next year, they raised my rates stating accident even though I wasnt in the vehical
TOOO much back and forth trying to cheapout on the claim
I switched to AAA, havent had a claim since so I dont know how they would handle things


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Bumpyroad

Virginia

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Posted: 10/10/08 01:27pm Link  |  Quote  |  Print  |  Notify Moderator

Snabag wrote:

I lost my motorhome in a fire and have been having problems coming to a fair value settlement with State Farm Insurance. Has anyone had problems with State Farm


perhaps you are overvaluing your RV. give us the details please so we can see if it is fair or not.
bumpy





dbbls

Missouri

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Posted: 10/10/08 01:41pm Link  |  Quote  |  Print  |  Notify Moderator

Our old RV's are never worth what we think they are. They are just worth more to us than any body else.


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fla-gypsy

North Florida

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Posted: 10/10/08 02:05pm Link  |  Quote  |  Print  |  Notify Moderator

My TT was struck by lightning and SF did me right on it.


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427435

Rochester, Mn

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Posted: 10/10/08 02:17pm Link  |  Quote  |  Print  |  Notify Moderator

Tom N wrote:



Give us the make, year and model of your motorhome and give us what you value it as and what State Farm is offering.

-Tom


I would also like this info.


Mark
2000 Itasca Suncruiser 35U on a Ford chassis
2003 Ford Explorer toad with US Gear brakes,
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Don Don

Pleasant Grove, AL {Suburb of Birmingham}

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Posted: 10/10/08 03:45pm Link  |  Quote  |  Print  |  Notify Moderator

Never, Never had a problem. Did I say Never.





TNW

Thorndale Texas 76577

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Posted: 10/10/08 03:50pm Link  |  Quote  |  Print  |  Notify Moderator

I had a claim on my MH, had a small fire and an electrical issue that blew out every electronic board including A/C Refrig and everything else electrical. State farm paid everything except the repair to the thing that caused the problem. Over $20,000.00 I can't complain. Tom


Thomas N. Weir

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