NHguy
NH
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Joined: 04/01/2006
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If you decide not to get a service plan you might want to start a manitenance & repair savings account. Just have the bank put 10 or 20 dollars in each month with an automatic transfer. If you need it it's there. Or just be ready for life's surprises.
This year I had 2 vehicle windshields, a transmission, a trailer window and my front 4WD hubs. That was tough.
But last year nada, nothing, zilch. so I had enough left over to buy a beater gas saver for a commuter car.
Also, have it checked by an independent appraiser or technician. That way if they catch any maintenance or repair items you can budget them in! Common things are tires, brakes, suspension, trans fluid service, coolant fluid service, power steering fluid service, filters for air and fuel. Intake/fuel system cleaning, spark plugs and ignition care if it's a gas engine. Some of these things will not be needed, some are done on a schedule. A knowedgeable person can check all the mentioned fluids and the air filter pretty easily. Differential fluid is not as easy to see, that is best done on a schedule unless the diff has a known issue.
* This post was
edited 07/24/08 09:55am by NHguy *
05 F150 FX4 Supercrew, 5.4, 3.73 LS, Jordan Ultima 2020 Brake Controller,
04 TrailCruiser 30QBSS, Battery Disconnect,
Dual Cam HP, Ultra Fab Power Tongue Jack, Bal Lockarm Stabilizers
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catkins
Washington
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Joined: 10/27/2003
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I admit to being mechanically challenged..........totally. If it requires more than a screw driver and duct tape, I am in trouble. For me, (and knowing the odds are not with me getting full $$ back), I have purchased my second service contract on my second Class A. So many more electronics and items that can fail.
For me, the peace of mind is worth the price to me. I CAREFULLY read the agreement, negotiated the price downwards by a significant amount AND extended the time it covered when I purchased the rig and contract together. Did they still make $$ off me - maybe, time wil tell. I enjoy not worrying about a huge repair/replacement bill for 7 years.
PS - on the first RV I came out slightly ahead by having the contract.
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Buck62
Charleston, South Carolina
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Joined: 04/28/2005
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Betty,
congratulations on your new motorhome and hope you have many miles of enjoyment. "Extended Warranties" are a service plan or insurance where you are betting something will break and they are trying to keep all of your service plan money. Try to find one that covers bumper to bumper with only exclusions are for tires and maintenance items. Most service contracts especially on used MH's has a lot of exclusionary clauses such as not covering any rubber hoses or seals if leaking. So if an engine has an oil leak due to a seal, they will refuse to pay for it. Also all of them require pre-approval before paying for any repair. Am I down on "Extended Warranties" or service contracts not at all, I purchased one for when I bought my new coach it was a 7 year/100,000 mile with the only exclusions were for maintenance items oil changes, tires, chassis lube ect. On my last coach I had Good Sam's CSP and every time I had a claim it was denied due to their many exclusionary clauses. Shop around, get others opinion that has service contracts on how they like their company and how claims are handled.
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alaskasafari
Fairbanks, Alaska
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Joined: 08/09/2007
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As was said above, if you're not handy and you can find one that covers darn near everything except the rubber on the road at a good price, then go for it. It's buying peace of mind. Just be sure to really read the entire doc to know what's covered as well as any exclusions, reimbursements, etc.
Toyota Tundra CM 5.7V8
25' Airstream Safari
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